The balance after the provident fund loan can be withdrawn, and the corresponding conditions must be met: 1, and the provident fund can be withdrawn for the purchase, construction, renovation and overhaul of self-occupied housing; 2, retirement, retirement can withdraw provident fund; 3 completely lose the ability to work and terminate the labor relationship with the unit, you can withdraw the provident fund; 4. Those who leave the country to settle down can withdraw the provident fund; 5 to repay the principal and interest of the house purchase loan, you can withdraw the provident fund; 6. If the rent exceeds the specified proportion of family wage income, you can withdraw the provident fund.

Legal objectivity:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.