In addition to mortgage, there are credit loans and secured loans!

Small personal credit loan conditions:

1, working in this unit for more than 3 months (after probation)

2. There is no bad credit record in the bank, and the monthly pre-tax income is above 5,000 (if you have already applied for a credit card in the bank and have a good credit record in the bank, you can relax it to above 3,000).

The salary is paid by punching in the bank, not in cash.

4. Issue the salary list printed by the salary bank and the work certificate of the employer.

Guaranteed loan, as long as the total net assets issued by the guarantor (preferably a civil servant, it doesn't matter) are twice the amount you want to borrow (if you borrow 40,000 yuan, the net assets issued by the guarantor should be above 80,000 yuan).