The interest rate of ICBC's 20 14 mortgage is as follows: within six months (including six months), the interest rate is 5.6%; For half a year to one year (including one year), the interest rate is 6%; For one to three years (including three years), the interest rate is 6.15%; For three to five years (including five years), the interest rate is 6.4%; For more than five years, the interest rate is 6.55%.
Mortgage interest rate refers to the loan with real estate in the bank, and the interest is paid according to the interest rate stipulated by the bank. China's mortgage interest rate is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range. The mortgage interest rate in China is not always constant, but often changes. The form is that interest rates have been rising, so we often compare the situation before and after raising interest rates. For residents who have participated in the housing provident fund deposit, loans to buy a house and low-interest loans for housing provident fund should be the first choice. Housing provident fund loans have the nature of policy subsidies, and the loan interest rate is very low, which is not only lower than the loan interest rate of commercial banks in the same period (only half of the mortgage interest rate of commercial banks), but also lower than the deposit interest rate of commercial banks in the same period. In other words, there is a spread between the mortgage interest rate of the housing provident fund and the bank deposit interest rate. At the same time, when handling mortgage and insurance related procedures, the housing provident fund loan will be charged by half.
2. What is the interest rate of ICBC's 20 14 first home loan?
1 year
5.3 1% three years
5.4% in five years
5.76% for more than five years.
5.94% This is the annual interest rate.
The interest rate of ICBC's first home loan is 85% of the above interest rate.
3. What is the interest on the bank housing loan? 20 14 mortgage interest rate table: what is the interest rate of ICBC mortgage for 20 years?
The benchmark interest rate is 6.55%. Matching principal and interest repayment: total loan: 300,000 yuan; Loan term: 30; Loan interest rate: 6.55%; Monthly repayment:1906.08; Total principal and interest: 686188.64; Total interest: 386 188.64.