(1) Have a legal person business license issued by the industrial and commercial administration authority, and go through annual inspection procedures;

(2) Have a fixed business location;

( 3) Have the ability to perform contracts and repay debts, and have a reliable source of loan repayment funds;

(4) The actual controller of the enterprise has a fixed residence locally and has good conduct, and has no illegal conduct or major bad credit records ;

(5) Have a loan card and it is within the validity period;

(6) The purpose of the loan complies with national laws, regulations and relevant policies;

( 7) The credit rating of the revolving loan enterprise is AA or above;

(8) Other conditions that the lending bank deems must be met.