The personal deposit interest rate of Jianli Rural Commercial Bank is 0.35% (effective from February 28th, 20021), and the time deposit interest rate varies according to the deposit term. All deposit term interest rates are lower than 1.00%.

Rural commercial banks are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations. Rural cooperative banks should all be restructured into rural commercial banks.