Legal analysis: a person can borrow two cars, but there are preconditions, the lender needs to have a good credit record and sufficient repayment ability. Vehicles are high-consumption products, and more and more people choose loans to buy cars, which can alleviate the current economic pressure. If the loan conditions are met, one person can borrow two cars. The condition that the owner of the loan car can change its name is that after the mortgage of the vehicle loan is paid off and lifted, the vehicle formalities are complete and the illegal accident is handled, before applying for the transfer of the vehicle.

Legal basis: Article 18 of the Regulations on Motor Vehicle Registration: If the ownership of a registered motor vehicle is transferred, the current motor vehicle owner shall apply to the vehicle management office for transfer registration within 30 days from the date of delivery of the motor vehicle.