It is almost undeniable that banks provide loans to people nowadays. Some people borrow money from banks because they think it can help them out of financial difficulties. They also believe that it can help them overcome difficulties. Besides, it is easy to get bank loans now, so they will agree soon.

However, some people don't want to borrow money from banks. First of all, they think people should earn their own money. Secondly, they think that the loan procedures are very complicated. The last reason is that they think it is troublesome to return the money to the bank.

In my opinion, it is a good idea to get help from the bank, but we should always remember that we should be responsible for ourselves and the bank.