The newly applied student loan can be refunded without submitting the remaining information. 1. Application materials for student-origin loan: 1. Apply for a national student loan; 2. Copy of my student ID card and resident ID card (minors must provide valid identification of legal guardians and written consent to apply for loans); 3. I explain the family's financial difficulties; 4. Proof of family financial difficulties issued by the relevant department where the student's family is located. Students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them; 5. Other information required by the bank. Second, can the student loan be stopped halfway? Yes, after students apply for student loans, if they want to apply for loan suspension, they need to submit an application for loan suspension to the bank, and the loan can be cancelled after signing a loan suspension contract. Generally speaking, student-origin student loans are one-year loans. Students can stop lending after one year, continue lending for three years, or stop lending halfway. The specific loan term can be decided according to individual circumstances. Three. Loan issuance and repayment method: 1. Student loans are granted in the form of one application and annual payment. According to the loan plan agreed in the loan contract, the loan bank will transfer the loan to the "special account for student loan management funds" of the school, and the rest will be transferred to the corresponding student life account after the school withdraws the student fees and accommodation fees payable by the lender from the special account. 2. The principal of the student loan shall be repaid in installments according to the repayment period agreed in the loan contract. The lender may repay part or all of the loan in advance to the loan bank at any time. The part returned in advance shall be charged with interest according to the interest rate agreed in the contract and the actual use time; If the principal and interest of the loan cannot be repaid on schedule, the lender shall collect the penalty interest according to the regulations. 3. The student loan interest shall be settled annually, excluding compound interest. Within the loan period specified above, the municipal finance will give 50% discount, and the remaining 50% will be paid by the lender. Extended data:

Borrowing students should confirm the repayment plan of the student loan with the bank when going through the graduation formalities. After graduation 1 year, you can apply to the bank to adjust the repayment plan. There are many ways to repay the principal and interest of student loans, which can be repaid in advance at one time or multiple times. If college students choose to repay the loan in advance, the handling bank will not charge any other fees except the interest payable. Log in to the homepage of CDB student loan information network, and then enter the loan information page through the student login name and password (the default login name for online application for early repayment in 2006-2008 school year is the school code student ID number, and the password is the eighth birthday; The login name and password of online loan repayment after 200 years are the login name and password when students apply for loans).

Second, how to renew the student loan?

The loan extension method is as follows:

1, log on to the student loan information network of China Development Bank;

2. Access to student online services

3. Select the loan application option;

4. Update personal information, fill in the loan amount and term, and submit the renewal statement;

5. Choose the loan signing method as online signing or on-site signing;

6. Select the online signing preview contract information to confirm the electronic signature authorization, and choose the on-site signing to go to the student financial assistance center of the local education bureau to sign the loan contract.

7. Select the signature of the online contract and confirm it in the pop-up authentication authorization window. Subsequent CDB will send a receipt code SMS to sign the contract and receive the contract receipt.

8, the school will return the receipt to the school, the school will input information, follow-up waiting for loan approval,

Three, if the student loan contract has been signed, how to terminate the loan?

Spread out completely

After the loan is issued, it will be paid directly.

Fourth, how to stop the extension of student loans?

Yes, as long as you don't submit renewal information. But pay attention to repayment on time. There are several repayment methods of national student loans for college students:

(1) Before graduation, students will pay off in one lump sum or in installments;

(2) After graduation, the work unit will return all the loans to the loan issuing department;

(3) After the probation period expires, graduates will be deducted from their wages month by month within two to five years;

(4) Depending on its performance, the unit where the graduates work decides to reduce or exempt the loan repayment;

(5) For students who have borrowed money, if they are expelled from school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, the parents of the students are responsible for returning all the loans.