If you don't need to review the loan-to-account app, you can choose the following platforms:

1, money to spend: a well-known lending platform, not many degrees, you may not know! But you must know Baidu, so I won't say much here! Formerly called "Baidu has money to spend", the existence of T 1 team level is reliable!

2. Paipai Loan: the first P2P peer-to-peer lending platform in China and a personal credit online lending platform. At present, China Merchants Bank provides a fund depository system for auction loans. The purpose of its establishment is to provide a safer and more efficient platform to make the lending behavior between individuals more standardized, safe and effective.

3. Borrowing: As long as the sesame credit score is above 600, you can apply for the loan service launched by Alipay.

4. Micro-loan: In addition to Alipay's ant loan, the most recommended is micro-loan, which is very suitable for young people now, because it has brought convenience to hundreds of millions of people through the most commonly used WeChat official account.

5, 360 loan: backed by Qihoo 360, it has a high reputation. Security itself is to do network information security. In terms of big data, there are also many precipitates.

6. Renren Loan: Founded on 20 10, Renren Loan is strictly audited by borrowers, and Minsheng Bank provides a fund depository system for Renren Loan.

2. I downloaded an ant app by SMS, borrowed 20,000 yuan, and passed the examination, but I didn't pay the cost and didn't get the account. Do I need to pay back?

You don't need to pay back, this kind of application just cheats your work cost and won't pay at all.

Third, is the next app loan difficult? Do you need to review the credit information?

I don't know if online loans need credit reporting? You can borrow it from Sina, maybe.

Credit information is not good, credit information is not good, and online loans are not easy to handle. Sina has borrowed it, with high pass rate and fast payment. In addition, if you want to apply for a loan, you'd better not ask too much. It's not good to ask too much. For borrowers with poor credit information, if they want to borrow money, they need to analyze the causes of their bad records and apply to the bank to modify their credit information records after solving them. Or get loans through other channels. For example, as long as the credit problem is not very serious and collateral can be provided, the probability of successful approval is very high.

4. How long does it take for Agricultural Bank to approve Lefenyi?

Generally, it is 1 working day.

However, some users audit for 3-5 days, because different borrowers have different credit qualifications, so the duration of each user's audit is different. If there is no result after more than 5 days, please contact the customer service of Agricultural Bank of China for consultation. As for the lending time, as long as the user has passed the approval of the Agricultural Bank of China, the bank will arrange the lending as soon as possible, and the user will wait patiently.