Legal analysis: Who is the owner of the car loan? It must be who. Whoever borrows money to buy a car will borrow his name, because some people are lenders and banks during the loan period. After the bank cancels the loan, you can add your own name freely, because cars are commodities, and like real estate, couples or others can add their own names. But adding a name is * * * related, not your own.

Legal basis: Regulations on Motor Vehicle Registration

Twenty-second motor vehicle owners who use motor vehicles as collateral shall apply for mortgage registration at the vehicle management office where they are registered; If the mortgage right is extinguished, it shall apply to the vehicle management office at the place of registration for cancellation of mortgage registration.

Article 23 To apply for mortgage registration, the motor vehicle owner shall fill in an application form, which shall be jointly applied by the motor vehicle owner and the mortgagee, and submit the following documents and vouchers: (1) Identification certificates of the motor vehicle owner and the mortgagee; (2) Motor vehicle registration certificate; (three) the main contract and mortgage contract concluded by the motor vehicle owner and the mortgagee according to law. The vehicle management office shall, within one day from the date of acceptance, review the submitted documents and vouchers, and annotate the contents and date of mortgage registration on the motor vehicle registration certificate.