To calculate the monthly loan payment, you must know the interest rate of the loan. Please consult the exact interest rate of the loan bank, and then combine the loan interest rate and the principal formula to calculate.
I. Average capital
Calculation formula of average capital loan:
Monthly repayment amount = (loan principal ÷ repayment months) (principal-accumulated amount of repaid principal) × monthly interest rate.
Second, what is the monthly mortgage of 300,000 yuan?
The monthly payment is about 958 yuan. According to the term of 30 years, the principal of 300,000 yuan needs to be repaid 833.33 yuan every month. The interest rate for more than 5 years is 4.56%, which translates into 3.8‰ monthly interest. If the benchmark interest rate is implemented, the monthly interest needs to be repaid 1 14 yuan, and the total principal and interest needs to be repaid is about 958 yuan. You can repay in full in advance, and the interest will be calculated separately. 300,000 yuan can be paid off before the collateral can be withdrawn.
3. Mortgage a bank loan of 300,000 yuan, which will be repaid in 20 years. How much is it per month?
Hello! Assuming equal repayment of principal and interest, the annual interest rate of the loan is 5.9%, and the monthly payment is 2 132.02 yuan (the calculation results are for reference only and are not used as the basis of repayment data. Please contact the handling bank for details). Can be calculated by personal loan calculator:/cmbwebpubinfo/cal _ loan _ per.aspx? chnl=dkjsq
If you have any questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx of China Merchants Bank? from = B& amp； Logincmu=0, we will serve you wholeheartedly!
4. How much is Changsha Bank's monthly mortgage loan of 300,000 yuan for five years?
5652.07 yuan. According to the loan information, the monthly mortgage loan of 300,000 yuan of Changsha Bank is 5,652.07 yuan. Matching principal and interest repayment method: 300,000 yuan loan, 5,627.07 yuan in 5 months. Average repayment method: the repayment of the loan of 300,000 yuan is 6 187.5 yuan in the first month of five years, and it will decrease every month thereafter.