Mortgage interest rate refers to the loan with real estate in the bank, and the interest is paid according to the interest rate stipulated by the bank. China's mortgage interest rate is uniformly stipulated by the People's Bank of China, and all commercial banks can float within a certain range. The mortgage interest rate in China is not always constant, but often changes. The form is that interest rates have been rising, so we often compare the situation before and after raising interest rates. 2065438+June 7, 2002, the central bank issued an urgent document to commercial banks, requiring that the lower limit of the floating range of individual housing loan interest rate of commercial banks should still be 0.7 times of the benchmark interest rate. Commercial banks will implement the new interest rate: if the loan term is more than one year, the loan interest rate will be adjusted once a year, and it will be 65438+ 10/0 in June. If the benchmark interest rate is not adjusted within the loan term, the loan interest rate will not be adjusted. On March 20 17, Beijing 16 Bank cancelled the 10% discount on the first home loan interest rate and adjusted the first home loan interest rate to 9.5%.
Bank of tianjin was formerly a city credit cooperative. 1996165438+10. With the approval of the People's Bank of China, Tianjin Urban Cooperative Bank was established on the basis of 65 urban credit cooperatives, becoming one of the first five approved urban cooperative banks. 1August, 1998, it was renamed as "Tianjin Commercial Bank" at the request of the State Council. In 2006, ANZ was introduced as an overseas strategic investor. In February, 2007, with the approval of China Banking Regulatory Commission, it was renamed as "bank of tianjin" and allowed to operate across regions. First-class branches were established in Beijing, Shijiazhuang, Shanghai, Jinan and Chengdu, and the local banks were transformed into regional joint-stock banks.
20 16 was listed in Hong Kong in March, becoming a listed company with the highest IPO capital and the largest assets of Tianjin state-owned enterprises. By the end of 20 17, bank of tianjin had 1 business department, 6 central branches, 7 tier-one branches and 6 tier-two branches nationwide, with a total of 24 1 business institutions. Yin Tian Financial Leasing Co., Ltd., Tianjin Jizhou Village Bank, and seven Jinhui Village Banks in Ningxia and Xinjiang Autonomous Region were established, and the institutional layout covered important cities in Beijing, Tianjin and Hebei, the Yangtze River Delta and the central and western regions.