The loan interest of Agricultural Bank is about 5.6%. According to the length of your loan and the bank you borrow, the loan and the loan interest are different.

The latest benchmark interest rates of central bank loans in 20 17 are as follows

The principal of 50,000 yuan is loaned in the bank for 2 years and repaid monthly. The benchmark interest rate is 6%. The monthly interest of the following two loan methods is as follows:

1. Matching principal and interest repayment method:

Total interest: 3 184.73

Total amount of accumulated loan repayment: 53 184.73

Monthly repayment interest: 22 16.03

2. Average capital repayment method:

Total interest: 3 125.00

Total amount of accumulated loan repayment: 53 125.00

Monthly repayment interest: 2333.33

2. What's the annual interest on a loan of 50,000 yuan from the Agricultural Bank?

According to the latest loan interest rate of China Agricultural Bank, the one-year loan interest rate is 4.85%. One-year interest of 50,000 yuan loan = 500,000.0485 = 2,425 yuan. Interest calculation formula: interest = principal annual interest rate: loan term: loan interest rate, which is the interest rate charged to borrowers by banks and other financial institutions when they issue loans. It is mainly divided into three categories: the loan interest rate of the central bank to commercial banks; The loan interest rate of commercial banks to customers; Interbank lending rate The decisive factors of bank loan interest are: ① Bank cost. Any economic activity needs cost-benefit comparison. There are two types of bank costs: borrowing costs-prepaid interest on borrowed funds; Additional cost-the cost of normal business. ② Average profit rate. Interest is the subdivision of profit, which must be less than the profit rate, and the average profit rate is the highest limit of interest. (3) the supply and demand of borrowing money and funds. If the supply exceeds the demand, the loan interest rate will inevitably fall, and vice versa. In addition, the loan interest rate must also consider price changes, securities returns, political factors and so on. However, some scholars believe that the upper limit of interest rate should be the marginal rate of return of funds. The factor that restricts the interest rate is regarded as the comparison between the profit growth rate of enterprises after borrowing bank loans and the loan interest rate. As long as the former is not lower than the latter, it is possible for enterprises to borrow money from banks.

Three. How much is the annual interest on a loan of 50,000 yuan from the Agricultural Bank?

The one-year loan interest rate is 6.56%, and the one-year interest of the loan of 50,000 yuan is 3,280 yuan.