Cary doesn't need to deposit verification money. Users apply for formal loans. After submitting the loan application, the lending institution will review the user. During the audit, there is no need to pay any fees, and there is no need to verify the balance in the bank card. As long as the user guarantees that the bank card is in a normal state, the subsequent lending will not fail because of the bank card problem. Loan refers to a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must repay them. This is a kind of lending behavior that needs to pay interest. Loans can help individuals or enterprises solve their capital needs. Whether it is used for personal consumption or business operation, loans can be divided into many types, including personal loans and corporate loans, and can be further subdivided into equal principal and interest loans and average capital loans according to repayment methods and loan terms.