According to the Securities Daily, on May 1 1 this year, the central bank announced that it would cut the benchmark interest rate of loans by 0.25 percentage points, and the benchmark interest rate of commercial loans over five years and the benchmark interest rate of housing provident fund loans were reduced to 5.65% and 3.75% respectively. Judging from the comparison of loan interest rates over the years, whether it is provident fund or not, this is the second time this year that the benchmark loan interest rate has been lowered after 1 in March. Plus "3.30 New Deal", business tax preferential policies and other favorable policies to escort. The real estate market in Chongqing is picking up rapidly, and the consulting volume and transaction volume of the mortgage market are rising. Relatively speaking, the preferential environment of the mortgage market is relatively relaxed. I hope my answer can help you.