Is Zhongzhongdai legal?

Zhongzhongdai is an Internet financial service platform operated by Beijing Zhongzhongdai Technology Co., Ltd. It is an Internet financial service institution approved by the China Banking Regulatory Commission. It is one of the largest P2P online lending information intermediary service platforms in China. After years of development, Zhongzhongdai has formed a complete risk control system and has a strict review process to provide platform investors with a safe and reliable investment environment. Therefore, Zhongzhongdai is a formal Internet financial service platform

Is Yiyidai reliable?

Reliable

Yiyidai is China’s leading personal loan platform Personal lending platform (P2Plending). Yiyidai has built a safe, transparent, stable and efficient online platform for individuals with financial needs and financial management needs, and solves the financial needs and financial management needs of both borrowers and lenders in a person-to-person (P2P) manner. Users can obtain credit ratings and post loan requests on Yiyidai to meet their personal financial needs; they can also lend their spare funds to lenders with good credit through Yiyidai, helping others while obtaining good funds. rate of return. Yiyidai is a P2P online lending and credit service platform founded and operated by Juhui Wealth (Beijing) Investment Management Co., Ltd. It is an important part of Juhui Wealth’s national group development strategy. Juhui Wealth Group is a comprehensive wealth management institution. Its main business involves trusts, funds, P2P, etc., with a registered capital of 25 million yuan. It is headquartered in Beijing and has a complete functional system of products, research and development, risk control, finance and customer service. It is A financial innovation enterprise with excellent independent research and development capabilities.

Which online loan is Beijing Jiufu Puhui?

An online loan intermediary.

According to the official website of Jiufu Puhui, Jiufu Puhui is not an online loan, but an online intermediary service provider that belongs to a P2P platform and belongs to Jiufu Digital Group.

Jiufu Puhui is an online lending information service intermediary platform and a p2p financial management platform. It belongs to Jiufu Digital Group and provides information intermediary services. It does not touch customer funds throughout the process and all fund transactions are managed by depositories. Bank completed.

Sudden! Blockbox withdraws from P2P online lending and transforms into small online loan

On February 15, Beijing P2P online lending platform Blockbox issued an announcement stating that the company has the conditions to transform into a small loan company. After careful research, it has decided to Start strategic transformation and apply to transform into a company. At the same time, the platform will withdraw from the online lending business in accordance with the provisions of Document No. 83.

(Announcement page)

The announcement also shows that in January 2020, the parent company of Block Box, Block Puzzle Group, and the investment service organization Huawen Industry Group completed strategic integration. According to the introduction, Huawen Industrial Group is an investment service organization focusing on the industrial chain ecosystem that is in urgent need of people's livelihood. After the integration of Huawen Industrial Group with Jigsaw Group, it will provide support for platform transformation.

According to the announcement, the platform has decided to stop issuing new bids, stop creditor's rights transfer operations, close the recharge channel, and accept withdrawal operations initiated by users who have achieved repayment upon expiration of the project and whose recharge has not been lent; exit after establishment. The working group will work with the third-party asset management company that the platform has long-term cooperation to carry out the liquidation of claims and debts; and start the preparatory work for the creditors committee.

In November 2019, the regulatory authorities issued the "Guiding Opinions on the Pilot Program of Transforming Online Lending Information Intermediaries into Companies" (the aforementioned "No. 83") to guide some qualified online lending institutions to transform into Small loan companies have firmly established the regulatory direction of continued clearing of P2P.

It is reported that some of the assets of Block Box come from PINTEC, a financial technology company listed on the US stock market. According to previous reports, Block Box originally belonged to PINTEC and was split into the newly established Block Puzzle Group in 2016.

PINTEC used to rely heavily on the P2P platform Blockbox for its funding sources. After the spin-off, the proportion of Blockbox’s funding sources decreased year by year. Financial report data shows that at the end of 2016, funds from Building Block Box accounted for 99% of PINTEC’s business, which dropped to 81% at the end of 2017, and to 62% at the end of 2018. The 2019 semi-annual report showed that the proportion of funds from Building Block Box further declined. to 45%. Among the new loans facilitated in the first half of 2019, the proportion of building blocks dropped to 30%.

Data show that as of the end of January 2020, the Blockbox platform has facilitated a cumulative loan amount of 59.2446 billion yuan. As of the end of January 2020, the amount of loans waiting to be collected from Blockbox was 4.02 billion yuan.

Is Beijing Shuangjing Nuoxiangdai a scam?

This is not a formal online loan platform and will charge high service fees. It is recommended to go to a formal platform to borrow money and consume rationally.

Online lending, the foreign name is Internetlending, p2p online lending is the abbreviation of Internet lending, including individual online lending and commercial online lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a subcategory within the Internet Finance (ITFIN) industry. The number of online lending platforms has grown rapidly in China in 2012. So far, there are about 350 active ones, and the total number as of the end of April 2015 was 3,054.

The essence of Internet finance is still finance, and it has not changed the hidden, contagious, widespread and sudden characteristics of financial risks. Strengthening Internet financial supervision is an inherent requirement to promote the healthy development of Internet finance. At the same time, Internet finance is a new thing and an emerging industry. It is necessary to formulate moderately loose regulatory policies to leave room and space for Internet financial innovation. By encouraging innovation and strengthening supervision to support each other, we will promote the healthy development of Internet finance and better serve the real economy. Internet financial supervision should follow the principles of "legal supervision, appropriate supervision, classified supervision, coordinated supervision, and innovative supervision", scientifically and rationally define the business boundaries and access conditions of each business format, implement supervisory responsibilities, clarify the bottom line of risks, protect legitimate operations, and resolutely Crack down on illegal activities and irregularities.

Online lending includes individual online lending (i.e. P2P online lending) and the Internet. Individual online lending refers to direct lending between individuals through the Internet platform. Direct lending activities that occur on individual online lending platforms belong to the category of private lending and are regulated by laws and regulations such as Contract Law, General Principles of Civil Law, and relevant judicial interpretations of the Supreme People's Court. Network refers to what Internet companies provide to customers using the Internet through companies they control. Networks should abide by existing corporate regulatory regulations, leverage the advantages of online lending, and strive to reduce customer financing costs. The online lending business is supervised by the China Banking Regulatory Commission.

The supervision of online lending platforms has gone from a peak of five to six thousand to only 29 operating at the end of June. The special rectification work may be basically completed by the end of the year and will be transferred to regular supervision

Which company should I look for for unsecured credit loans in Beijing?

The following are all available,

1. Beijing Jingdaitong is a company that specializes in handling Beijing personal credit loans, Beijing, Beijing real estate mortgage loans, and Beijing car mortgage loans. The consultation is professional and the work efficiency is very high. The key is to make the payment quickly.

2. Hengchang Finance, as long as it is not a black account

3. Ronglian Weiye Investment Guarantee

Regular companies will not charge you before lending money at any cost. For example, for a loan of 100,000 yuan with a term of 1 year, the qualifying lending institutions in Beijing include: Hua Xia Bank - Yi Da Jin, loan time: 5 working days (approval is 4 working days); Standard Chartered Bank - cash loan, Loan time: 1 working day at the fastest; Citibank-Happiness Loan, loan time: 7 working days (approval is 3 working days); Ping An Finance-Salary Loan, loan time: 2 working days (approval is 1 working days); CreditEase-Elite Loan, loan time: 5 working days (approval is 3 working days), etc. For specific information, it is recommended that you use Rong360-Beijing Personal Credit Loan to compare multiple loans.

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1. Hengchang Litong is China's innovative professional platform for loan consultation and management. It is the first to launch "person-to-person" (or "p2p") in China. Lending and wealth management services. The company is headquartered in Beijing and radiates to more than 30 first- and second-tier cities across the country, establishing a nationwide service network.

2. Hengchang Litong introduces advanced foreign credit management concepts and combines China's social credit status to provide customers at both ends of the platform with credit consultation, assessment, credit plan formulation, agreement management, repayment management, etc. Comprehensive and professional full-service credit management and wealth management services.

3. Ronglian Weiye Investment Guarantee (Beijing) Co., Ltd. is committed to continuous innovation and application of unsecured and unsecured loans, and strives to create higher-quality services in the industry.

Nowadays, in the bubble economy society, housing prices remain high and prices continue to rise. The growth rate of the economic strength of people working hard in the city cannot keep up with the rise in prices. Bank unsecured credit loans are a service created to meet the various hard needs of most people, such as buying a house.

Operating environment: Xiaomi mix109.9.3

That’s it for the introduction of Beijing loan p2p.