1. To list all the debts owed in your name, you can generally make a credit report to find out your debts and credit information.

2. When borrowing money, you should show your sincerity, take the initiative to write an iou and agree on the loan term and interest. It is good that people are willing to borrow money, so they will never let the other party suffer. The important thing is to pay back the money within the agreed time, and not to be a broken promise.