As we all know, a couple who buy a house after marriage has property, so the issue of signature is not so important. But what if you buy a house with a provident fund loan and it happens before marriage? So can I write two names when I buy a house with a provident fund loan? In order to help you better understand the relevant legal knowledge, we have sorted out the relevant contents. Let's take a look. 1. Can I write two people's names when I buy a house with a provident fund loan? I can write two people's names when I buy a house, because the house can be used as a couple with property. If it is a husband-and-wife relationship, two people need to hold their own ID cards, household registration books, marriage certificates, premise of off-site household registration, proof of local tax payment or social security, proof of housing situation at the place where the household registration is located, sign a house purchase contract in the name of two people together with the seller, and then apply for a property certificate, which is their names. If two people are not husband and wife, they need to go to the local notary office first to notarize the housing property right agreement, and make clear their respective share of rights and interests in this house. Only with the notarial certificate can they sign the house purchase contract in their name. Article 26 of the Regulations on the Management of Housing Provident Fund, employees who pay housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on whether to grant or not to grant loans, and notify the applicant; If the loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. Second, what are the benefits of buying a house with a provident fund loan? 1. The interest rate of provident fund loans is lower than that of commercial loans, and the monthly interest rate is 2.75% within 5 years (including 5 years); For more than 5 years, the annual interest rate is 3.25%. The state stipulates that the maximum amount of provident fund loans cannot exceed twice the amount of housing provident fund paid by borrowers within their retirement age. 2. The provident fund loan period is long. The longest loan period of the borrower can be calculated to the borrower's 7-year-old age, and it shall not exceed 3 years. 3. The bank will "repay the loan" of the provident fund in March of each year, and the reduction amount will not exceed 12 times of the monthly repayment amount of that year. That is to say, the provident fund you pay can not only apply for a loan with lower interest rate, but also help you repay part of the loan amount. 3. You can repay the loan in advance. Housing provident fund loans can be repaid in advance after half a year of normal repayment. That is to say, you can repay the loan in part in advance, or you can pay it off in full, and there is no penalty for prepayment. The policy of prepayment of provident fund loans is loose, and it is not limited by time, amount and times. Borrowers can prepay at any time without charging borrowers any fees, while commercial loans generally charge a certain penalty. III. Conditions for Chengdu Housing Provident Fund Loan Applicants must meet the following conditions at the same time: 1. A natural person with full capacity for civil conduct and not exceeding the statutory retirement age stipulated by the state. 2. Employees with permanent residence in cities and towns or valid residence identification. 3. At the time of application, the main borrower and the employer have paid the housing provident fund in full and on time for more than one year, and the borrower and spouse have not withdrawn the provident fund to pay the down payment for the house purchase, and have not applied for the provident fund loan or the obtained provident fund loan has been settled. 4. The borrower has a contract or agreement to purchase the house, and the down payment is not less than the specified proportion of the value of the house purchased. 5. For families (including borrowers, spouses and minor children, the same below) who purchase the first self-occupied house with a construction area of less than 9 square meters, the down payment ratio of housing provident fund loans shall not be less than 2%; For families who purchase the first self-occupied house with a construction area of more than 9 square meters, the down payment ratio of housing provident fund loans shall not be less than 3%. 6, to apply for housing provident fund loans to buy a second set of housing (including) above, the down payment ratio shall not be less than 5%.