Policy loan is the right of the insured. When applying, you need to provide the applicant's valid ID card, bank card account in my name, insurance policy and other information. If the applicant and the insured are not the same person, then the insured cannot apply for a policy loan.

In addition, policy loans can only be insured with certain cash value, the maximum amount can reach 80% of the policy value, and the loan period can last for half a year, which is more suitable for customers with short-term capital turnover needs. After applying for a policy loan, pay attention to timely and full repayment, otherwise it will affect the effectiveness of the policy.