After the car loan is paid off, there is no charge for canceling the mortgage. After the car loan is paid off, you can apply for decompression registration at the vehicle management office where the vehicle is mortgaged with the identity certificate, motor vehicle registration certificate, master contract and mortgage contract signed by the owner and mortgagee according to law. It should be noted that: 1, the owner needs to be present when decompressing; 2. It is necessary to carry a reconciliation statement issued by the creditor. Letting a car go refers to the cancellation of the mortgage registration procedures of the mortgaged car at the vehicle management office, which means that the car can be traded freely after it is cancelled, because the car cannot be traded and transferred freely after it has a mortgage record.

Second, is there a handling fee for canceling the vehicle mortgage?

Generally speaking, there is no handling fee for canceling the vehicle mortgage. According to the national charging standard, 70 yuan related fees are required for vehicle mortgage, and there is no charge for canceling vehicle mortgage. Release program:

1, loan

2. The lender shall apply for cancellation of mortgage with the loan settlement certificate and ID card;

3. Go through the formalities of understanding the charges;

4. Publishing has been completed.

legal ground

Article 22 of the Regulations on Motor Vehicle Registration

If the owner of a motor vehicle mortgages the motor vehicle, he shall apply to the vehicle management office at the place of registration for mortgage registration; If the mortgage is extinguished, it shall be recorded in the registration.

3. Is there a handling fee for car loan repayment?

No need. After the car loan is settled, there is no need to charge relevant handling fees for handling the car release procedures. The owner can rely on personal identity card, automobile driving license, driver's license, loan settlement certificate and vehicle registration certificate obtained from the loan handling bank or automobile consumption finance company.

It should be noted that after the car loan is paid off, an understanding pledge must be made. Because the mortgage formalities need to be lifted, the vehicle can be transferred to its own name, otherwise even if the loan is paid off, the vehicle does not belong to the owner. Of course, there is generally no time limit for paying off the car loan. When customers are free, they can go to the vehicle management office to learn about the charging procedures. They did not say that they could not release the charges before they expired.

If the owner is in a different place or has no free time to go through the formalities of understanding the mortgage, he can also entrust others to handle it, but he needs to issue relevant certificates such as the relevant power of attorney and the ID cards of both parties. Specific materials can be consulted with lending institutions.

Generally speaking, after the loan is settled, there is no charge or time limit, and others can be entrusted. Therefore, it is very convenient for the owner to go through the unloading procedures, so the car mainly goes through the unloading procedures as soon as possible. Although it will not affect the daily use of the owner, there will be risks if the vehicle is not unloaded in property rights.

Fourth, the loan to buy a car, the loan has been paid off, do you still need to pay when you go through the mortgage formalities?

Yi suggested going to the subscription number (for a long time), hundreds of holes.