Mortgaged houses can apply for mortgage loans, which is often called "secondary mortgage". There are two main ways to apply for a mortgage loan for a mortgaged house. Generally, it is to apply for a mortgage from a bank again. Some banks can apply, and some banks do not accept the application; The amount of mortgage loan is 65% of the appraised value-all debts, and the application will tell you the materials prepared. General ID card, household registration book, marriage certificate, house book, deed tax ticket, loan contract and interest rate have all increased by 10%. Now the loan period is liberalized, up to 25 years.

I hope I can help you and adopt it.

Second, can a mortgaged house be mortgaged?

Mortgaged houses cannot be directly mortgaged. However, there are two ways to get a loan. You can check the interest rate in Yi Rong on the Internet. There are many introductions on it. 1. The mortgaged house can be redeemed first and then mortgaged, which means that the house is redeemed by the loan service company first and then mortgaged to the bank. This method is mainly aimed at people who need a lot of money for long-term mortgage loans. 2. As long as there is a house mortgage, you can apply for a loan directly through the running water of bank repayment.

Third, can the mortgaged car be mortgaged?

It is understood that at present, there are indeed a few loan companies that will accept mortgage loans from mortgage cars, but they just need to meet some conditions. For example, suppose your car can be mortgaged up to 70%, but you only borrowed 50% when you bought the car. Plus, after you repay the loan for a period of time, there may be 30% to 40% loan space. Some loan companies will give a loan amount of 20% to 30% of the vehicle value according to the borrower's comprehensive qualifications. However, it is best to have a large loanable space for easy handling, otherwise the application is likely to fail. Generally speaking, it is the present value of your car. Make a 67% discount, and then subtract the money borrowed before. If there is any surplus, you can get a second loan.

4. Can the house be mortgaged on the mortgage?

A mortgaged house can be mortgaged. At present, many banks have this kind of business and can refinance loans, but not all banks accept housing in two mortgage. Therefore, when applying for a second mortgage, you should first look for the original loan bank. If not, you should find another bank. Mortgage means that the mortgagor and the creditor conclude an agreement in writing not to transfer the possession of the mortgaged property, and take the property as the guarantee of the creditor's rights. Article 9 of the Measures for the Administration of Urban Real Estate Mortgage: If more than two mortgages are set for the same real estate, the mortgagor shall inform the mortgagee of the mortgages already set. The creditor's rights secured by the mortgagor shall not exceed the value of the mortgaged property. After the real estate is mortgaged, if the value of the mortgaged real estate is greater than the balance of the secured creditor's rights, it may be mortgaged again, but it shall not exceed the balance.