1-5 years, annual interest rate 2.6%, 6-30 years, annual interest rate 3. 1%. According to the information released by Changzhou Housing Provident Fund Management Center, according to the interest rate standard published by the People's Bank of China, the first loan interest rate of housing provident fund in 2022 is 1+0, and the annual interest rate is 2.6%. 6-30 years, with annual interest rate of 3. 1%. The second loan interest rate of housing provident fund: 1-5 years, with an annual interest rate of 3.025%; 6-30 years, with an annual interest rate of 3.575%. During the repayment period of the housing provident fund loan, if the People's Bank of China adjusts the interest rate, it will automatically adjust to the new interest rate according to the corresponding interest rate grade from 1 of the following year.