Does the subject want to ask "the reason for the loss of loans from small business companies?" The reasons are: bad credit record, poor enterprise management, interest rate fluctuation, bad asset management and other factors.

1. Bad credit record: for example, a small enterprise as a legal person or the enterprise itself has a bad credit record, such as overdue, default, tax arrears, etc. The bank will think that it has no repayment ability, and may refuse the loan application or raise the loan interest rate, resulting in loan losses.

2. Poor management of enterprises: Banks will pay attention to the operation and profitability of enterprises when reviewing enterprise loan applications. If the enterprise is not well managed and has no clear profit model and sustainable profitability, the bank may think that it cannot repay the loan on time, and refuse or cancel the loan.

3. Interest rate fluctuation: the bank's loan interest rate will be affected by the market interest rate. If the market interest rate rises, enterprises need to pay higher loan interest, which may make it unbearable for enterprises to choose loan losses.

4. Management of non-performing assets: If the bank fails to follow up the repayment of the enterprise in time after the loan is issued, or fails to take timely measures to collect overdue loans, it may lead to loan losses.

5. Other factors: For example, changes in laws, regulations and policies may also have an impact on corporate loan losses of small enterprises.