Current location - Loan Platform Complete Network - Loan consultation - 1 1 years ago, I had a house with my parents in Shanghai, and other houses had loan records. Should I buy the first house or the second one now?
1 1 years ago, I had a house with my parents in Shanghai, and other houses had loan records. Should I buy the first house or the second one now?
Your current situation belongs to the second set in Shanghai, with a down payment ratio of 70%.

At present, the evaluation conditions of the first two sets in Shanghai are as follows:

1. See if you have bought a house in Shanghai (Shanghai 2011+1had a house with your parents before October 3 1. If you don't take out a loan in your own name, you won't qualify for the first set). If you have, you will have two sets.

2. There is no record of residential loans nationwide for the first set, and there is a second set.

Therefore, the first set must be satisfied that there is no house in Shanghai and no residential loan record in the country.