No, it's networked.

Second, how to bind the family's mobile phone number to the phone bill?

Bind your family's mobile phone number with your own and pay the phone bill. The method is as follows:

You can choose Unicom's "family payment service", that is, users can sign a family payment relationship, and you can use the phone bill balance of one number to pay for multiple relatives and friends. The payment number and the payment number can be in different provinces, and the home payment service can be recharged with a low balance when signing the contract.

FamiliarityNumberService (FNS) is a service launched by China Mobile China Bank.

Customers can define the telephone numbers of several relatives or friends they often contact as home numbers. Customers can call these phones that have been set as home numbers, and they can enjoy preferential calls compared with ordinary phones. Up to 9 home numbers can be set!

Three, rural credit cooperatives loans, why do you want to repay the loan once a year?

This is a common practice in bank loans for two reasons: 1, I don't trust you, shorten the term, and check your credit degree through maturity behavior. Historically, I am used to short-term loans, which can get quick results and repay the principal and interest at maturity. 3. The customer base managed by the business personnel of credit cooperatives is large and scattered, and the single amount is small, with many households and scattered distribution, which brings great inconvenience to post-loan management. In this way, the loan risk is reduced in stages, rather than post-loan management. The shorter the term, the fewer variables and the lower the loan risk. 4. Do not rule out that you may have misunderstood. The term you think is two years, but it is actually the term of credit extension, not the term agreed in the contract. Under normal circumstances, credit cooperatives issue loan vouchers to retail customers and give credit within a certain period and amount, which can be used with the loan, with the total amount controlled and recycled. However, loan contracts generally need to have a clear purpose, duration and loan type. And stipulated in the loan term or loan type of the contract.

Fourth, why should the credit union loan be signed by the whole family?

The best answer: to apply for a family-based loan, both husband and wife must sign it. And the application is a personal loan, and the funds applied for are not used for the family, then the applicant can only sign, and the spouse does not need to sign. Of course, for loans applied by families, as long as one of the husband and wife has credit problems, it will affect the audit results. Generally, loans for families are car loans and mortgage loans, so as long as you don't apply for these two loans, most loans only need one person to sign.