enterprise loan refers to a way for an enterprise to borrow money from a bank or other financial institution at a specified interest rate and term for the needs of production and operation. The loans of enterprises are mainly used for large-scale long-term investments such as the purchase and construction of fixed assets and technical transformation. Enterprise loans can be divided into: working capital loans, fixed assets loans, credit loans, secured loans,

stock pledge loans, foreign exchange pledge loans, unit term hypothecated loan, gold pledge loans, syndicated loans, bank acceptance bills, bank acceptance bills discounting, commercial acceptance bills discounting, interest-bearing bills discounting by buyers or agreements, domestic factoring with recourse, and export tax rebate account custody loans. Therefore, different loan methods and products will lead to different loan years. Please consult your loan bank for details, and your loan contract shall prevail.

Tips: The above contents are for reference only.

Response time: September 18th, 221. Please refer to the latest business changes announced by Ping An Bank in official website.

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