Portfolio loan application:

Apply for a portfolio loan, and the preliminary procedures are the same as those for provident fund loans;

After preliminary examination, when the borrower goes to the bank to handle other procedures for provident fund loans, he should fill in the application form for commercial loans and go through relevant procedures as required by the bank;

After the approval of the two loans is completed, the bank will transfer them to the account of the selling unit;

In portfolio loans, the loan term, loan date and repayment date of provident fund loans and commercial loans are the same, but different interest rates are implemented.