1, veterans can't get a loan with their discharge certificates, and the applicant goes to the local labor and social security department to apply for a loan and submit personal loan application, identity information, salary income and other materials;

2, labor and social security departments to provide veterans with loan applications and other information for a preliminary review; After the preliminary examination, it is recommended to the guarantee institutions at or above the county level;

3. The lender can apply for a small loan from the bank with a guarantee institution as a guarantee.

Bank loan approval

Under normal circumstances, the bank will review the information within 7- 14 working days after receiving the borrower's loan application. The bank's audit mainly depends on whether the borrower's loan purpose and content are legal, whether the information provided by the borrower is true or false, and secondly whether the information provided is complete. When the general borrower meets these requirements, the bank will apply for a loan and notify the borrower to come to the bank to sign a loan contract. If it is a credit loan, after the borrower signs a contract with the bank, the bank can prepare the loan. If it is a mortgage loan, the user shall not issue the loan before the borrower completes the mortgage formalities.