Four questions, 2 points, can be stingy enough. 1. Nanning's provident fund can't buy a house for nothing. If I am not mistaken, Baise is also a city, so if you don't transfer the provident fund, you don't have to answer the following questions. You need to ask the unit that paid you the provident fund in Nanning to issue you a resignation certificate and transfer the provident fund. Nanning Provident Fund Center accepts the entrustment of Nanning Company. You can transfer your provident fund to the provident fund account of your affiliated unit in Baise, and your unit will handle the provident fund deposit for you. You won't always get the money. After the transfer, you can get a loan of 280 thousand as long as your monthly payment does not exceed 50% of your family income. It depends on your local regulations. 3. Second-hand houses can apply for provident fund loans, but now the transaction fee of second-hand houses is very high, so it is not recommended to buy them. Although it is your first set, it is not necessarily the first set to buy a house. So I still have to pay some money. 4. If you really want to apply, you need to apply to the provident fund center, and the seller is willing. In short, you have to buy a second-hand house and share it with the provident fund, and it's really complicated. I hope you can learn from it.