Not reliable, he has a very high service fee besides interest, so I was cheated. I borrowed 30,000 yuan from Zendai 20 14, 10, saying that it was 2.38 interest. In fact, he still has a service charge of 15, so you have to pay not only the principal of 30,000 yuan but also the service charge of 15, and then the interest of 2.38 yuan. It needs to be paid back to 20 17 10, and the monthly principal and interest is 1547.33, which is 55,703.88 in three years. According to this calculation, the interest is not 2.38 at all. They just fooled people. When they said interest, they didn't say their service charge. I borrowed 30,000 from Zendai University and paid it back in three years. Before signing the contract, I asked the salesman if it was in advance. He gave me a vague answer. Later, when signing the contract, they kept signing, and I didn't have time to look at it. Later, when I borrowed money, I found myself cheated. I was paralyzed and borrowed 30 thousand. In the end, I need to pay back more than 55,704,500 yuan with principal and interest. Even if I pay back the money in advance, I still have to pay back 55,704 yuan. At first, I also blamed myself for being blind with money, regardless of the salesman or their dunning staff. Borrowing 30,000 yuan, their service fee alone is 1500, and the remaining 1000 is what they call interest, that is, they cheat by changing the law, that is, they hope that friends who want to borrow money will look at each clause carefully. Zendai's loan is completely deceiving consumers. Today, I called the sales staff and they gave me an ambiguous answer. Later, I said confidently that we all said please when you signed it, but it was not clear at all. The specific repayment amount is on the reverse side of the signature according to the fingerprint. They were designed in this way when they were printed, so as not to be seen by us. If it is not a life-threatening event, it is not recommended that we apply for a large loan, and there is no such high interest for credit card installment. I really hope that everyone will take a warning, borrow carefully, and remind everyone that if you expect to go to Zheng Da, you will not only have to charge overdue interest, but also inform all your friends who left your spare phone. It is shameful to threaten you. They will also send someone to my company to block it downstairs. It's normal to screen at home. They will think of various ways to get you to pay back the money. It is not an exaggeration to say that formal companies are actually as black as private lending. Baidu replied that if I can't take pictures, then I will definitely take the contract I signed at the beginning and lie to the whole family!