1. What are the conditions for buying a house in Zhengzhou?
Zhengzhou, referred to as Shangdu for short, is the capital of Henan Province. In recent years, due to the rapid development of Zhengzhou, many people will choose to buy a house in Zhengzhou. Do you know what it takes to buy a house in Zhengzhou? Let's see:
1, who has been paying social security continuously in Zhengzhou for 24 months;
2. Continuous payment of individual tax in Zhengzhou for 24 months;
3. Full-time undergraduate and above graduates working in Zhengzhou;
4, working in Zhengzhou, deputy (technician) or above;
5. Have Zhengzhou household registration.
Note: 24 months of social security must be paid continuously within 3 years before buying a house, and the paid social security will not be recognized!
Second, Zhengzhou purchase restriction policy 20 19
After consulting the information in Bian Xiao, I learned that Zhengzhou 20 19' s purchase restriction policy is as follows:
1, restricted area
Within the five districts of Zhengzhou, Zhengzhou Airport Economic Comprehensive Experimental Zone, Zhengdong New District, Zhengzhou Economic Development Zone and Zhengzhou High-tech Zone, xinzheng city, Xingyang and zhongmou county.
2. Unlimited purchase area
Gongyi city, Dengfeng, Shang Jie, xinmi city.
Note: The limited number of sets purchased in the restricted area is limited. What to buy in the restricted purchase area!
3. Limit the number of sets purchased
Zhengzhou hukou: limited to 2 sets, single person limited to 1 set.
Non-Zhengzhou hukou: 1 set is limited.
Note: Zhengzhou household registration unconditionally buys two suites (single suite), while non-Zhengzhou household registration has conditional requirements.
4. Other contents:
1. Stop selling housing (including new commercial housing and existing housing) to enterprises registered for less than 3 years (excluding enterprises specializing in housing business) in the restricted purchase area.
2. In the administrative area of Zhengzhou City, houses purchased after May 3, 20 17 (inclusive) and less than 3 years from the date of obtaining the certificate of immovable property rights shall not be listed for transfer.
3. In the administrative area of Zhengzhou City, after May 3, 20 17 (inclusive), the house was transferred by gift. From the date of signing the gift contract and handling the transfer confirmation procedures, the donor can buy the house again after 3 years.
4. Down payment:
① First suite: 30%
② Second suite: 60%
Loan interest rate: At present, the first home loan interest rates of commercial banks such as Guangfa, Minsheng and CITIC in Zhengzhou have been lowered to 25%, while the first home loan interest rates of China, industry, agriculture and construction are still rising by 30%, but individual branches of Agricultural Bank of China, Ping An Bank and Bank of Zhengzhou can adjust them to 20% as appropriate. Consult the bank specifically!
The above is the relevant content of Zhengzhou's purchase restriction policy 20 19, hoping to help the small partners who need to buy a house.
3. How much is the down payment for buying a house in Zhengzhou?
Buying a house in Zhengzhou, the specific loan forms are divided into commercial loans and provident fund loans. The down payment of commercial loans is 30% less than the provident fund and 40% less. For example, the residential area is 70 square meters and 9000 yuan, and the down payment is 1.8 million. The apartment is calculated according to a small area of 25 square meters and 7,000 yuan, and the down payment is 80,000+. In other words, at present, to buy a slightly normal house in Zhengzhou, whether it is a house or an apartment, the down payment is basically impossible to be less than 80,000. Let's take a look at the prices of various sections in Zhengzhou:
1, Central Plains New Area Plate
Volume: about 30,200 yuan _ Average transaction price: about12,947 yuan/_ Average transaction price: about -0.58%.
2. Binjiang International New Town Plate
Transaction volume: about 46,500 yuan _ Average transaction price: about 1.7 1.82 yuan/_ Average transaction price: about 2. 13%.
3. nanyang road Plate
Transaction volume: about 7500 yuan _ average transaction price: about 15 147 yuan _ average transaction price: about 4.85%.
4. Changxihu Plate
Volume: about 1 17800 _ Average transaction price: about 12507 yuan/_ Average transaction price: about 15.49%.
5. Bishagang Plate
Volume: about 2 1.5 million _ average transaction price: about 1.3959 yuan/_ average transaction price: about 4.78%.
6. Rantun Road Plate
Volume: about 1.82 million _ Average transaction price: about 1.4 1.54 yuan/_ Average transaction price: about 6.66%.
7. Navigation signboards
Volume: about 123700 _ Average transaction price: about 14052 yuan/_ Average transaction price: about-1.3 1%.
8. Beilonghu Plate
Volume: about 30,900 _ Average transaction price: about 332 16 yuan/_ Average transaction price: about 1.72%.
9. Zi Long Hubei Plate
Volume: about 9900 yuan _ average transaction price: about 19943 yuan/_ average transaction price: about 0.59%.
10, high-speed rail plate
Volume: about 1.23 million _ average transaction price: about 1.9280 yuan/_ average transaction price: about 4.87%.
1 1, high-tech old town plate
Transaction volume: about 86,600 _ Average transaction price: about 147 16 yuan/_ Average transaction price: about -0.6 1%.
Zhengxin Road 12 Plate
Volume: about 80,800 yuan _ average transaction price: about 65,438 yuan+04,050 yuan/_ average transaction price: about 3.42%.
13, North University Town Plate
Volume: about 138700 _ Average transaction price: about 13844 yuan/_ Average transaction price: about -2.3 1%.
14, Jin Yang license plate
Volume: about 23,500 _ Average transaction price: about 17 14 1 yuan/_ Average transaction price: about -9. 18%.
15, international trade section
Volume: about 1.600 yuan _ Average transaction price: about 1.5983 yuan/_ Average transaction price: about -2.90%.
16, Yellow River Plate
Volume: about 1.94 million _ Average transaction price: about1.654,38+0.81.4 yuan/_ Average transaction price: about -0.96%.
17, three national substrates
Volume: about 48,000 yuan _ Average transaction price: about 16788 yuan/_ Average transaction price: about -2.0 1%.
18, plate economic development in the old city
Volume: about 23,200 yuan _ Average transaction price: about 17090 yuan/_ Average transaction price: about -3.39%.
19, High-tech New Town Plate
Volume: about 90,300 yuan _ average transaction price: about 65,438 yuan+02,277 yuan/_ average transaction price: about 2.96%.
20. Canal New Town Plate
Volume: about 93,400 yuan _ Average transaction price: about12,922 yuan/_ Average transaction price: about-1.75%.
2 1, Guxing plate
Transaction volume: about 3,500 yuan _ Average transaction price: about 10 192 yuan/_ Average transaction price: about-1.40%.
22. International Logistics Park Plate
Volume: about 44,000 yuan _ Average transaction price: about 65,438 yuan+00,797 yuan/_ Average transaction price: about -0.03%.
23. Longzihu Plate
Volume: about 1.50 million _ average transaction price: about 1.4650 yuan/_ average transaction price: about -5.22%.
The above prices are all from the Internet for reference only!
The above is about what conditions Zhengzhou needs to buy a house. Zhengzhou's purchase restriction policy is 20 19, and the down payment for buying a house in Zhengzhou is generally related. I hope I can help you!