The real estate license is the legal certificate for the registration of house property rights. Only the demolition and resettlement housing contract, no property registration, can not be mortgaged in the bank.

Information on handling bank loans is as follows:

(1) Identity documents (including ID card, military officer's card, household registration book, temporary residence permit, etc. );

(2) the spouse's identity certificate (including ID card, military officer's card, residence booklet, temporary residence permit, etc.). );

(3) proof of income (format stipulated by the bank) and proof of income flow;

(4) Marriage certificate (marriage certificate, single certificate, divorce certificate or divorce judgment);

(5) Copy of the business license of the company (stamped with the official seal of the company)

(6) Education certificate (provided by junior college or above)

(7) House property right certificate

(8) Proof of loan use