I. CCB's 50,000 microfinance products
That is, CCB credit "quick loan", the product features are as follows:
1, loan amount
That is, 1 0,000-200,000 yuan, that is, the minimum loan 1 0,000 yuan, and the maximum loan does not exceed 200,000 yuan. Then applying for 50,000 yuan is only 1/4 of this range, and the loan should be relatively easy to pass.
2. Loan interest rate
According to the comprehensive credit evaluation of the applicant, the annual loan is 50,000 yuan, and the lowest annualized interest rate is about 1.200. The specific interest rate is subject to the signing of the final contract, and there are no other procedures except the interest agreed in the contract.
3. Term of the loan
Generally, it is 12 months, and the longest loan period is 36 months.
4. Loan objectives
CCB's high-quality customers, such as payroll customers, mortgage customers, time deposit customers, financial assets customers and so on.
5. Application channels
Online self-help application based on the whole process of personal credit can be handled through CCB mobile banking, online banking or intelligent teller machines, and the loan can be easily completed according to the prompts.
Two. Conditions of CCB's 50,000 Small Loan
1, age 18, non-student, with full capacity for civil conduct;
2. If you become a CCB customer and go to CCB to open a card, you can deposit a sum of money appropriately;
3. There is no bad record in personal credit investigation, that is, there is no overdue behavior;
4, a stable source of income, control the debt ratio, the monthly debt can not exceed 50% of the monthly income.
The above is about "CCB's 50,000 small loan conditions", and I hope it will help you.