Do you have any loans to check credit information?
As a lending APP, you only need credit to borrow money, which is safe, convenient and fast because you are worried about solving temporary funds. Formal institutions such as peer-to-peer loans have requirements for credit reporting. So I will also check the credit information.
Do you collect credit information about loans?
According to Bian Xiao's understanding, small loans are on credit. As long as they are regular loans, they will be on credit.
What will happen to loans overdue?
Credit information is closely related to our life, no matter buying a car or a house, so it is a small series. I suggest you pay more attention to your credit information. Once overdue, it will affect your credit problem. If it is overdue, the platform will collect it or not, and the platform will send you a letter of notification. Online lending is risky, so you need to be cautious in borrowing.