Provident fund loans can be repaid in advance. If you have enough funds on hand, you can repay the loan in advance, in part or in whole, and the loan interest will be calculated from the date of full repayment.

In addition, the interest rate of provident fund loans is very low, and the interest rate of loans for more than five years is 3.25%. At present, the annualized rate of return of bank wealth management products is above 4.5%. If you can grasp the risks, it is also a good plan to buy some wealth management products with the remaining money.