After using the provident fund as a mortgage loan, if the provident fund stops lending, the loan interest rate will remain unchanged, and the loans of buyers will not be affected by the career changes of buyers. Unless you can't pay your mortgage last month, the bank will default.

The housing provident fund shall bear interest at the interest rate stipulated by the state from the date of deposit in the housing provident fund account. China's housing provident fund implements a low interest rate policy, calculated according to the deposit interest rate listed on the interest settlement date, and transferred to the carry-over households in the previous year after interest settlement; The interest is calculated according to the 3-month lump-sum time deposit rate published on the interest settlement date carried forward last year. The interest settlement date is June 30th of each year.