If it is not an official phone number, 80% of the manual audit of Rong 360 is fake. Rong 360 loan search platform provides free search and comparison services for loans, personal loans and unsecured loan products of hundreds of banks, typical, small loan companies, finance companies and other lending institutions, and can quickly find suitable and high-quality Shanghai loans. In addition, you can also get the contact information of bank lenders for free and apply for loans directly.

What is Finance 360?

Rong 360 is one of the sponsors of the network finance professional committee under the Payment and Clearing Association of the People's Bank of China, and the vice chairman of Zhongguancun Internet Finance Industry Association, the first network finance industry association in China. It is mainly an internet financial platform, which mainly uses big data and retrieval technology to provide users with various financial products. At present, Rong 360 has loan application service, credit card application service, financial search and application service. Rong 360 is just a third-party platform to display products, and often provides customers with matching, searching and solutions.

Rong 360 is a platform to provide financing to users. The financing process is as follows:

1. Download Rong 360APP first, and then open it to enter the loan platform.

2. There are many loans on the loan platform, including office workers, individual industrial and commercial households, business owners and other different loan methods. Choose the loan method according to actual needs.

3. After selecting the loan method, fill in the number of loans and the number of loan terms, and click Apply.

4. After clicking Apply, the user needs to fill in personal information, which must be truthfully filled in. The more detailed, the faster the review.

5. After passing the examination, we are waiting for the loan.

Users can also choose a loan application on the Rong 360 website. The loan process is similar to the process of financing 360app loans.

A loan is a loan that needs interest. Loan is a form of credit activity in which banks or financial institutions where their patients are located borrow monetary funds at a certain interest rate and must return them. Generalized loan is the general name of loan funds such as loans, discounts and overdrafts. By putting concentrated monetary and monetary funds in the form of loans, banks can meet the needs of social expansion and reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

What is the face-to-face loan for Rong 360?

Don't believe it, these are all lies.

Applying for a loan on this online lending platform does not require a face-to-face signing. Under normal circumstances, there are various routines for face-to-face interviews. Don't believe it.

Rong 360 is a loan platform, collecting customers with loan needs online and contacting you after receiving relevant loan companies. Don't believe if the loan company asks you to fill out the application in a physical store.

Introduction of Rong 360 Company:

Rong 360 (Beijing Rong Century Information Technology Co., Ltd.), a typical format of "Internet finance", is a new type of online financial service company, which uses big data, search and other technologies to visually present financial products of hundreds of banks to users.

Rong 360, founded on 20 1 1, is an intelligent product selection platform for mobile finance, providing search and comparison services and application services for financial products such as loans, credit cards and wealth management.

20 15, StarVC invested in 360 yuan. 2017 165438+1October16, Jianpu Technology, a subsidiary of Rong360, was officially listed on the New York Stock Exchange with the stock code "JT".

Second, products and services

The mode of Rong 360 is "search matching recommendation". Login to the website, Rong 360 provides a form for users to filter the real situation of users. After viewing the basic financial situation, users can enter the purpose, amount and term of the loan, that is, they can find out which financial institutions provide such loans and the loan conditions. In addition, Rong 360 provides the function of shopping around, making the whole loan demand and conditions clear at a glance. Users can choose which financial institution's loan manager to contact online according to their preferences.

Rong 360 started from the search and recommendation of consumer loans such as commercial loans, mortgages and car loans, and quickly entered the credit card field. Users who need to bid can search and compare thousands of credit cards in one stop, fill in the information directly and apply online.

Financial search and price comparison services enable ordinary people to obtain more comprehensive financial product information. "Internet wealth management, bank wealth management and online loan wealth management have not yet made a platform for information collection and comparison. 360 financial search just makes up for this market space." Ye Daqing said.

After some loan users submit their applications online, Rong 360 will invite them to the offline loan convenience store outlets to collect paper materials after judging the authenticity of their intentions, so users don't have to go door to door. The loan applicant does not need to pay extra fees, and Rong 360 charges a certain percentage of service fees from financial institutions.

Is it easier to get a 360 loan than to get a platform loan directly?

Yes, it is easier to borrow money through financing 360 than to go directly to the platform.

The audit speed of Rong 360 loan is relatively stable, thanks to two new technologies: big data analysis model and face recognition technology. As long as the audit materials filled in by friends on the Rong 360 loan platform are correct and meet the requirements of the Rong 360 loan platform, they can pass the audit of the Rong 360 loan platform.

Some friends say that there are many reasons why 360 loans are not approved.

Bad credit report

Rong 360 loan has relatively high credit requirements for loan applicants. If there is a bad record in the credit information system, it will be easily rejected during the audit.

Age mismatch

Although there is no strict age limit for Rong 360 loan, those under 18 or over 65 cannot pass the Rong 360 loan review. After all, repayment ability is also a consideration.

Incorrect or incomplete information.

When you apply for a loan, you will fill in the information. If the information is wrong, it is not easy to pass the exam. After all, 360 IOUs are credit loan platforms, and no mortgage or guarantee is needed. So the accuracy of personal information is very important. If the information filled in is incorrect or incomplete, it may affect the exam results.

If a friend's loan application is rejected by the 360 loan platform, there is no need to be depressed. They can improve and update their personal data and apply again. After being rejected, friends need to wait for a while, so the probability of passing will be greater. Under normal circumstances, they need to wait for a month or two before they are rejected directly.

It is normal for a loan application to be rejected. After all, if friends often apply for loans online, they will encounter various situations. At this time, friends don't have to be depressed at all, just find out the reason and solve the problem. When a friend applies for a loan on the Rong 360 loan platform, he must pay attention to whether his information is correct, because this will directly affect the audit result of the loan application.

Rong 360 is not a pure loan platform, but a comprehensive search platform, just like a loan supermarket. Other loan platforms can settle in Rong 360, and then users can find their own loans through Rong 360 platform. At present, Rong 360 platform has settled in a number of loan platforms, including some bank loans.

Due to the platform nature of Rong360, whether Rong360 is reliable depends on whether the platform of the user's final loan is reliable. If the user borrows from the bank through the 360 platform, it is naturally reliable.

How long does it take for 360 loan financing?

This is determined by someone else's platform. You have to ask specifically. I'm not satisfied with the money I get for the app now, almost all of it takes seconds.

However, the approval of silver stars is relatively slow, and each silver star is different, usually within one month. Of course, otherwise it will be much faster if the assets are excellent. Generally speaking, it takes 15 25 working days. It is not excluded that individual banks are slow to approve, and the first half of the year is faster. Generally, it will be slower by the end of the year, because all lines have to be closed, so it will not be put in the last month.

I hope I can help you.