What does a tax credit loan mean?
Tax credit loan means that enterprises can apply for revolving loans for short-term production and operation turnover from banks online according to the level of tax credit and tax payment after encountering the bottleneck of funds, and exchange tax credit for credit line.
And realize the interactive service of bank and tax, and enterprises can apply online without leaving home. Specifically, enterprises with capital needs submit online applications to banks, authorizing banks to inquire about tax credits from tax authorities; The tax department will also transfer the taxpayer's tax credit to the bank in time. After receiving the feedback information, the bank will review it online and decide whether to lend money. The whole process is informationized, transparent and electronic, and enterprises can borrow money without running errands.
What are the terms of tax credit loan?
At present, it is known that China Construction Bank has opened this loan business, which is called tax easy loan. The credit loan product is mainly aimed at small and micro enterprises that have been operating for more than two years. Enterprises pay taxes in full, with an annual tax payment of more than 50,000 yuan. Enterprises and enterprise legal persons can apply if their credit status is good and the amount they can borrow is not low. This is the welfare that the bank gives to enterprises with good credit. But it must be noted that when applying for this loan product, there must be no outstanding loans in other banks.
Editor's Note: This loan business is a very good welfare for small and medium-sized enterprises that insist on paying taxes and do not evade taxes. For enterprises, capital is the lifeblood. Filling the capital gap with loans is equivalent to giving the enterprise a second life and giving it a chance to fly high again.