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Will the suspension of provident fund loans affect the original loans?
Legal subjectivity:

Can I still get a loan after the provident fund stops lending? Most employees have paid five insurances and one gold, and the biggest role of the provident fund is to buy a house. I. Impact of the suspension of provident fund payment on loans (1) If you want to apply for provident fund loans, according to the regulations on provident fund management, the borrower must continuously deposit the housing provident fund on a monthly basis before the date of applying for loans, and units that are in arrears for more than 3 months (including 3 months) will suspend accepting applications for individual housing loans from the housing provident fund. Therefore, if you stop paying the provident fund, you cannot apply for a provident fund loan. (2) For borrowers who have applied for provident fund loans, if the borrowers of housing provident fund loans fail to pay the housing provident fund in full and on time for three consecutive months or six cumulative months, the provident fund management center has the right to terminate the loan contract and require the borrowers to pay off the housing provident fund loans in advance. Second, can the provident fund loan stop after buying a house? What are the consequences if we don't meet? The interest rate of provident fund loans is one-third lower than that of commercial loans, which has the nature of welfare protection. So, if you pay off the loan for a long time after you get it, for example, more than half a year; Or stop paying the provident fund just after approval, which may be considered as fraudulent insurance and face penalty interest and interest rate hike. Generally speaking, when the provident fund loan is approved, the whole loan process has been completed, so there is no need to worry about the payment of the provident fund. However, it should be noted that provident fund is a system of affordable housing. If the provident fund is approved, it will be cut off, which may be considered as fraudulent insurance benefits. After all, the interest rate of provident fund loans is very low, which is much less than the pressure of commercial loans. In this regard, local regulations are different. For example, Kunshan's policy is that the provident fund must be paid in full before the loan, and it will not affect the suspension of the provident fund after the loan is bought; Tianjin, Hebei, Anhui and other places have issued relevant regulations requiring timely repayment, otherwise the loans will be recovered or converted into commercial loans. Therefore, if you want to stop paying after buying a house, you'd better call the local provident fund center and ask carefully to avoid mistakes. The suspension of provident fund loans may directly lead to the failure of loans. The above is the impact of the suspension of provident fund loans on loans. I hope I can help you.

Legal objectivity:

"Regulations on the Management of Housing Provident Fund" Article 3 The housing provident fund paid by individual employees and the housing provident fund paid by the employee's unit for employees belong to individual employees. "Regulations on the Management of Housing Provident Fund" Article 5 The housing provident fund shall be used for the purchase, construction, renovation and overhaul of owner-occupied housing by employees, and no unit or individual may use it for other purposes. "Regulations on the Administration of Housing Provident Fund" Article 6 The deposit and loan interest rate of housing provident fund shall be proposed by the People's Bank of China, and submitted to the State Council for approval after consulting the construction administrative department of the State Council.