2. How much to pay a year can be decided by the labor boss or himself, but the deposit base cannot be lower than 60% of the local average salary in the previous year, and the deposit ratio cannot exceed12%;
3. If you have paid the housing provident fund for more than half a year, you can apply for a housing provident fund loan, but when you only pay for half a year, the amount you can borrow will not be very high.
4. At present, the loan interest rate of housing provident fund for more than five years is 3.25%, which is nearly half lower than the commercial loan interest rate. Therefore, with a loan of 400,000 yuan for 20 years, the less interest will be almost 654.38+ 10,000 yuan.