Loan 500,000 yuan, 30 years, monthly payment of 3,000 yuan, prepayment of 200,000 yuan, how much?

The monthly repayment is 34 1 1.26 yuan.

According to the current benchmark interest rate of the bank, the monthly repayment is 34 1 1.26 yuan. After repaying the loan in advance, you can adjust the monthly payment to the bank or shorten the repayment period.

Generally speaking, prepayment can be 13 years earlier than the total loan term.

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