If the car dealership has installment payment business, you only need to issue a house purchase contract or real estate license. If you are not a local hukou and don't have the above documents, you need to find a guarantee company (the car dealership can provide it). Actually, the car dealership will take you through the formalities.

However, it is not recommended for individuals to handle the installment payment of cars with a price of less than 654.38 million, for the following reasons: 65,438+0. Installment payment must purchase specified insurance. If the mortgage is for three years and the annual insurance is 5,000 yuan, then the insurance of15,000 yuan must be purchased at one time. 2. Most automobile mortgage charges interest. After three years, your car will cost thousands more.

For example, if you buy Hong Guang, the car payment is 60,000 yuan, and the down payment is 30%, which is18,000 (monthly payment 1863.36), and the remaining 42,000 yuan, with a mortgage for 2 years, full insurance for 2 years, 9,000 yuan, and 2-year interest of 2,700 yuan. You will pay more than one time: 2.7009 million yuan.

Wuling Hong Guang:

Wuling Hong Guang is the first cross-border independent research and development product between commercial vehicles and passenger cars launched by SAIC-GM-Wuling. The product has smooth design and diverse driving space, which is practical and spacious.

Wuling Hong Guang's perfect balance between power and economy, and its performance in handling and safety have subverted people's traditional impression of commercial vehicles.

Wuling Hong Guang has opened up a new world in the crowded commercial vehicle market with its small displacement, ingenious design, exquisite interior, strong leap-forward power and absolutely attractive price of 44,800 ~ 66,800 yuan. "Small, exquisite and practical" is the unanimous evaluation of Wuling Hong Guang by people in the industry.

Refer to the above? Baidu Encyclopedia-Wuling Hong Guang