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Is there a credit report for the beautiful installment loan?
This company is not a regular company and has no registration information in the industrial and commercial bureau. Of course, informal companies can't enter the credit information system.

Installment loan is one of the financial management projects in official website. Huiyoufang series installment loan products refer to the factoring company's short-term transfer of its accounts receivable and creditor's rights to large real estate enterprises through the financial platform. After the buyer pays the down payment, he applies to the developer for installment loan to buy the house, forming accounts receivable.

This kind of debt receivable has a stable repayment rate and a very low default rate. Factoring companies buy back creditor's rights at maturity, and large housing enterprises provide guarantees for creditor's rights, which makes the series of products of Huiyoufang installment loans more secure.

Interest-deferred installment loan is a loan that the bank agrees that the borrower will repay in installments within a certain period of time. When issuing such loans, banks must investigate the borrower's financial situation and repayment ability, and at the same time, they must determine the time of repayment in installments, the amount of repayment in each installment and the calculation method of interest in the loan contract.

For the borrower, this method not only meets the demand for a large sum of money, but also reduces the interest burden of installment repayment. For banks, it not only provides loans, increases income, but also speeds up the turnover of loans and reduces the risk of installment repayment. In the past, only a small part of loans in China were granted in this form.

With the reform of the credit system, this kind of loan will be popularized in a proper range.

Baidu encyclopedia-installment loan