Shell companies are not allowed to lend money. If they do, it is illegal and criminal. According to the laws of our country, the establishment of a company as a legal person has the corresponding capacity for civil conduct, and if there are losses, the company as a legal person will also bear the responsibility. However, the establishment of shell company loans violates the principle of corporate establishment. At this time, if there are illegal and criminal acts, the responsibility of the company as a legal person will not be investigated, but the responsibility of the founder or principal offender will be investigated. Article 20 of the Company Law: Shareholders of a company shall abide by laws, administrative regulations and articles of association, exercise their rights according to law, and shall not abuse their rights to harm the interests of the company or other shareholders; The company's independent legal person status and the limited liability of shareholders shall not be abused to harm the interests of the company's creditors. Shareholders of a company who abuse their rights and cause losses to the company or other shareholders shall be liable for compensation according to law. Shareholders of a company who abuse the independent status of a company as a legal person and the limited liability of shareholders to evade debts and seriously damage the interests of creditors of the company shall be jointly and severally liable for the debts of the company. Crime of defrauding loans, bill acceptance and financial bills in Article 175-1 of the Criminal Law. Whoever obtains loans, acceptance bills, letters of credit or guarantees from banks or other financial institutions by fraudulent means, thus causing heavy losses to banks or other financial institutions, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also or only be fined; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

Is it illegal for shell companies to provide false financial statements to borrow money from banks for fictitious trade contracts?

You can check Baidu's content about the crime of fraudulent loans. Your behavior is likely to involve this crime. Not only the enterprise will be punished, but also the legal representative and principal responsible person will be punished accordingly.

Can I borrow money in the name of the company?

Both individuals and companies can borrow money, with the emphasis on qualifications. In the name of the company, we must look at the company's revenue in recent years, the amount of invoices, the amount of taxes, whether there are assets under the company and so on. Just a shell company with a business license is definitely not enough.

Is it reliable to buy a shell company for mortgage?

Reliable.

As a commercial organization, the most important thing to do commercial loans is to have a set of commercial housing as collateral, in addition to a company. When a bank decides its loan policy, the most important factor is its own interests.

Of course, there are some differences between shell companies and actual operating companies in terms of treatment, mainly in terms of quotas and interest rates. For example, in many banks, ultra-low interest rates can only be enjoyed if they are actually operated and have a certain scale. Of course, some banks have temporarily released this threshold in order to complete the task quickly.

Can a shell company borrow 300 thousand

A shell company can borrow 300 thousand. The loan company is a well-known large state-owned enterprise in China, enjoying popularity and reputation. The talents in the enterprise are all high-tech talents in the social circle. At the same time, the enterprise is backed by abundant funds.

How can I register a Hong Kong company, but I don't do import and export, and I want to get a loan from a Hong Kong company, or what conditions can I get a loan?

The situation in each period is different. As for the former mainland shareholders, it is basically impossible to get loans in Hong Kong.

But now that the policy has been relaxed, mainland residents who own Hong Kong companies can also borrow money in Hong Kong, so shell companies don't have to think about it.

The general requirements of the documents are:

Shareholder's ID card, Hong Kong and Macao Pass, Hong Kong company registration document, audit report for the last two years, bank flow in the last 12 months, and sales contract.

Process:

1. Understand the enterprise background. According to the audit report of Hong Kong companies, preliminary results can be obtained in the last 12 months, with an accuracy rate of 80%.

2. Submit the information to the bank, and at the same time work out the loan amount, interest terms and other details with the customer, and submit them for approval, but not for approval.

Three, after approval, the bank issued a formal loan contract.

4. Express the loan contract to the customer for video witness, sign the return document, the loan will not take effect, and the bank will open a company account.

Five, on behalf of the government guarantee, it takes two weeks to implement.

Six, the bank activated the loan amount, the loan took effect, and the loan funds could be used immediately.

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