1. The relocated houses in Shenzhen can be mortgaged if they meet the requirements, but not in property right card; The abortion certificate must be at least three years at the same time, and the relocated house can be traded or mortgaged, both of which are indispensable. Property certificates of such houses are divided into' large property certificate' and' small property certificate'. The former is the total property right certificate held by the real estate developer, which belongs to the real estate developer's name, while the latter is the property right certificate held by the house owner, which belongs to the individual name.

2. Housing property rights must be clear, must meet the conditions stipulated by the state that can be traded in the real estate market, and can enter the real estate market circulation, and mortgage loans that have not been approved before the loan.

3. The age of the house plus the loan period cannot exceed 40 years. Mortgaged houses are not within the scope of urban reconstruction and demolition, and there are real estate licenses and land use certificates issued by real estate departments and land management departments.