Of course. According to Cai Xi's survey. In the case of loans overdue, Liaoning Zhenxing Bank can negotiate with the borrower, contact the bank as soon as possible before or after the deadline, explain the situation and reasons, and put forward repayment plans or suggestions. Banks usually consider the borrower's repayment ability, credit history and the severity of overdue conditions to decide whether to agree to negotiate to adjust repayment conditions.