1, requiring the applicant to be 25-55 years old and have a stable income at present;

2. The vehicle certificate under its name is complete and there is no guarantee at present;

3. For the mortgaged car, the bank requires that the car age is less than 5 years and the journey is less than 80,000 kilometers;

4. The current appraisal value of the mortgaged car should be above 70,000 yuan.