Enterprise's own funds = assets-liabilities

Enterprise's own funds = owner's equity

Due to the different forms of ownership of means of production and financial management system, enterprises have different channels to obtain their own funds.

Working capital refers to the working capital needed to purchase raw materials, fuel, pay wages and other operating expenses for normal production and operation after the production and operation projects are put into production. Cash and bank deposits, accounts receivable and accounts payable, inventories, in-process products and finished products of inventory enterprises.

Calculate the borrower's working capital requirements

computing formula

Liquidity demand = last year's sales revenue ×( 1- last year's sales profit rate )× (1+estimated annual sales revenue growth rate)/liquidity turnover times.

In which: turnover times of working capital = 360/ (inventory turnover days+average collection period-accounts payable turnover days+prepayments turnover days-prepayments turnover days).