1。 Application: After reading the vehicle to be purchased, fill in the Application Form for Automobile Consumption Loan and the Credit Questionnaire, and submit them to the loan bank together with the personal certificate. 2. The bank conducts pre-loan investigation and approval: after accepting the loan application, the bank investigates the credit status of the borrower and guarantor. The bank will inform the borrower to fill in various forms in time.

3. Contract signing: notify the borrower to sign the loan contract, guarantee contract and mortgage contract, and go through the mortgage registration and insurance procedures.

4. Loan issuance: the bank issues loans and directly transfers them to the car dealer's account.

5. Handling car pick-up procedures: The borrower pays the down payment to the car dealer and handles the car pick-up procedures with the passbook and the car pick-up note issued by the bank.

Million car purchase subsidy