Car interest-free loans are not cost-effective;
1, comprehensive calculation, it is certain that buying a car by stages costs a little more than the full amount. At present, the practice of most 4S stores is to use the financial concessions given by the main engine factory to put them in the car price to attract customers to buy cars by stages at low prices;
2. On the whole, about 654.38 million naked cars plus various taxes and fees will normally cost about 3,000 yuan more (provided that the OEM has a three-year zero interest policy and the interest-free amount can cover the loan amount). Rational advice is to buy a car by stages, and the rest of the money is not as good as doing some financial management;
3. I made a fixed investment in the fund, with a fixed investment of 22,000 yuan, which lasted for more than two years. At present, the income is more than 8,000 yuan (not an advertisement, which can be verified by screenshots). Of course, I am not interested in personal finance. That's another story.